An Introduction to Financial Sacrifice — Page 102
102 3. A M usi should be in no doubt that the property bought on mortgage becomes the property of the buyer, although it remains mortgaged to a society or bank, as a security, until full payment has been made. 4. H i ss a J a ’id a d on a M usi ’s property is payable upon his death. However, office facilitates the M usi by giving permission to pay H i ss a J a ’id a d during his lifetime. 5. If a M usi wishes to pay H i ss a J a ’id a d during his life, he shall have to pay according to prevailing the market value of his property. Mortgage shall not be deducted from this amount. 6. If a M usi sells his/her property which he/she has bought on mortgage before the term of the mortgage is complete, he/she shall pay H i ss a J a ’id a d after deducting the amount of his/her debt from the sale proceeds of his/her property. 7. At the time of a M usi ’s death, the amount of debt still payable to the mortgagee (bank or institution) shall be deducted from the market value of the property, and H i ss a J a ’id a d shall be paid on the remaining amount. Chanda ‘ A m 1. Chanda ‘ A m is the basic and compulsory Chanda which the Promised Messiah as has made obligatory upon every earning Ahmad i , man and woman, and is to be paid at the rate of 1/16 th on the total income from all sources. 2. Such Ahmad i s as are incapable of paying at the prescribed rate on accounts of their lack of means or for any other reasons, can seek concession from Hadrat Khalifatul Masih by stating their circumstances.